Kristin Silberberg | EVP, IR |
Bruce Van Saun | Chairman and CEO |
John Woods | Vice Chairman and CFO |
Don McCree | Head, Commercial Banking |
Brendan Coughlin | Head, Consumer Banking |
Scott Siefers | Piper Sandler |
Matt O'Connor | Deutsche Bank |
Gerard Cassidy | RBC |
Ken Usdin | Jefferies |
John Pancari | Evercore ISI |
Ebrahim Poonawala | Bank of America |
Vivek Juneja | JPMorgan |
Good morning, everyone, and welcome to the Citizens Financial Group Third Quarter 2021 Earnings Conference Call. My name is Alan, and I'll be your operator today. Currently, all participants are in a listen-only mode.
Following the presentation, we will conduct a brief question-and-answer session.
As a reminder, this event is being recorded Now, I'll turn the call over to Kristin Silberberg, Executive Vice President, Investor Relations.