Kristin Silberberg | Executive Vice President, Investor Relations |
Bruce Van Saun | Chairman and Chief Executive Officer |
John Woods | Chief Financial Officer |
Brendan Coughlin | Head, Consumer Banking |
Don McCree | Head, Commercial Banking |
Scott Siefers | Piper Sandler |
Erika Najarian | UBS |
Brian Foran | Autonomous |
Betsy Graseck | Morgan Stanley |
Matt O’Connor | Deutsche Bank |
Ken Usdin | Jefferies |
John Pancari | Evercore |
Peter Winter | Wedbush Securities |
Gerard Cassidy | RBC |
Good morning, everyone and welcome to the Citizens Financial Group First Quarter 2022 Earnings Conference Call. My name is Tony and I will be your operator today. [Operator Instructions] As a reminder, this event is being recorded.
Now, I will turn the call over to Kristin Silberberg, Executive Vice President, Investor Relations. Kristin, you may begin.