Kristin Silberberg | EVP, IR |
Bruce Van Saun | Chairman and CEO |
John Woods | CFO |
Brendan Coughlin | Head, Consumer Banking |
Don McCree | Head, Commercial Banking |
Scott Siefers | Piper Sandler |
Erika Najarian | UBS |
Nathan Stein | Deutsche Bank |
Gerard Cassidy | RBC |
Ken Usdin | Jefferies |
John Pancari | Evercore |
Manan Gosalia | Morgan Stanley |
Vivek Juneja | JPMorgan |
Good morning, everyone. And welcome to the Citizens Financial Group Second Quarter 2023 Earnings Conference Call. My name is Alan, and I will be your operator today. Currently, all participants are in a listen-only mode.
Following the presentation, we will conduct a brief question-and-answer session.