Paul Cardillo | IR Officer |
Ignacio Alvarez | CEO |
Carlos Vázquez | CFO |
Lidio Soriano | CRO |
Alexander Twerdahl | Sandler |
Gerard Cassidy | RBC |
Glen Manna | Keefe, Bruyette and Woods |
Good day and welcome to the Popular, Inc. Q4 2019 Earnings Conference Call and webcast. [Operator Instructions] Please note that this event is being recorded.
I'd now like to turn the conference over to Paul Cardillo, Investor Relations Officer, Popular, Inc. Please go ahead.