Paul Cardillo | Investor Relations Officer |
Ignacio Alvarez | Chief Executive Officer |
Javier Ferrer | Chief Operating Officer |
Carlos Vazquez | Chief Financial Officer |
Lidio Soriano | Chief Risk Officer |
Alex Twerdahl | Piper Sandler |
Tim Braziler | Wells Fargo |
Brett Rabatin | Hovde Group |
Kelly Motta | KBW |
Thomas Leddy | RBC |
Welcome to today's Popular, Inc. Q3 2022 Earnings Call. My name is Juan I'll be coordinating your call today. [Operator Instructions] I'm now going to hand over to Paul Cardillo, Investor Relations Officer at Popular, Inc. To begin, please go ahead.