Paul Cardillo | Investor Relations Officer |
Ignacio Alvarez | Chief Executive Officer |
Javier Ferrer | Chief Operating Officer |
Carlos Vazquez | Chief Financial Officer |
Lidio Soriano | Chief Risk Officer |
Timur Braziler | Wells Fargo Securities |
Alex Twerdahl | Piper Sandler |
Kelly Motta | KBW |
Gerard Cassidy | RBC |
Hello and welcome to today's Popular Fourth Quarter 2022 Earnings Call. My name is Bailey, and I will be the moderator for today’s call. [Operator Instructions] I would now like to pass the conference over to our host, Paul Cardillo, Investor Relations Officer at Popular. Please go ahead.
Good morning, and thank you for joining us.