Paul Cardillo | executive |
Ignacio Alvarez | executive |
Carlos Vazquez | executive |
Lidio Soriano | executive |
Timur Braziler | analyst |
Brett Rabatin | analyst |
Alexander Roberts Twerdahl | analyst |
Broderick Preston | analyst |
Kelly Motta | analyst |
Hello, and welcome to today's Popular Inc. 3Q Earnings call. My name is Jordan, and I'll be coordinating your call today. [Operator Instructions] I'm now going to hand over to Paul Cardillo, Investor Relations Officer of Popular, to begin. Paul, please go ahead.