Chris Oddleifson | President and Chief Executive Officer |
Rob Cozzone | Chief Financial Officer and Head of Consumer & Business Banking |
Mark Fitzgibbon | Sandler O’Neill & Partners |
Laura Hunsicker | Compass Point |
Matthew Breese | Piper Jaffray |
Collyn Gilbert | KBW |
Good day and welcome to the Independent Bank Corp’s First Quarter 2018 Earnings Call and Webcast. All participants will be in a listen-only mode. [Operator Instructions] Before proceeding, let me mention that this call may contain forward-looking statements with respect to the financial condition, results of operations and business of Independent Bank Corp. Actual results may be different. Factors that may cause actual results to differ include those identified in our annual report on Form 10-K and our earnings press release.