Chris Oddleifson | President & CEO |
Rob Cozzone | CFO & Head of Consumer & Business Banking |
Laurie Hunsicker | Compass Point |
Collyn Gilbert | KBW |
Matthew Breese | Piper Jaffray |
Good morning and welcome to the Independent Bank Corp Third Quarter 2018 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation there’ll be an opportunity to ask questions. [Operator Instructions] Before proceeding, let me mention that this call may contain forward-looking statements with respect to the financial condition, results of operations and business of Independent Bank Corp. Actual results may be different.