Philip Flynn | President and Chief Executive Officer |
Chris Niles | Chief Financial Officer |
John Hankerd | Chief Credit Officer |
Scott Siefers | Sandler O'Neill & Partners |
Ken Zerbe | Morgan Stanley |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Dave Rochester | Deutsche Bank |
Kevin Reevey | D.A. Davidson |
Chris McGratty | KBW |
Jon Arfstrom | RBC Capital Markets |
Terry McEvoy | Stephens Inc |
Michael Young | SunTrust Robinson Humphrey |
Good afternoon, everyone and welcome to Associated Banc-Corp's First Quarter 2018 Earnings Conference Call. My name is Hector and I will be your operator today. At this time, all participants are in a listen-only mode.
We will be conducting a question-and-answer session at the end of this conference. Copies of the slides that will be referenced during today's call are available on the company's Web site at investor.associatedbank.com.