John Watt | President and Chief Executive Officer |
Scott Kingsley | Chief Financial Officer |
Alex Twerdah | Piper Sandler |
Matthew Breese | Stephens Incorporated |
Chris O’Connell | Keefe, Bruyette & Woods, Inc. |
Good day, everyone. Welcome to the NBT Bancorp, First Quarter 2022, Financial Results Conference Call. This call is being recorded and has been made accessible to the public in accordance with the SEC Regulation FD, corresponding presentation slides can be found on the company's website at NBT Bancorp.com.
Before the call begins, NBT's management would like to remind listeners that as noted on Slide 2, today's presentation may contain forward-looking statements as defined by the Securities and Exchange Commission. Actual results may differ from those projected.