Powell Brown | President and CEO |
Andy Watts | CFO |
Arash Soleimani | KBW |
Elyse Greenspan | Wells Fargo |
Kai Pan | Morgan Stanley |
Josh Shanker | Deutsche Bank |
Mark Dwelle | RBC Capital |
Mark Hughes | SunTrust |
Good day and welcome to the Brown & Brown Incorporated Third Quarter Earnings Call. Today’s call is being recorded. Please note that certain information discussed during the call, including information contained in the slide presentation, posted in connection with this call and including answers given in response to your questions may relate to future results and events or otherwise be forward-looking in nature. Such statements reflect our current views with respect to future events, including those relating to the company’s anticipated financial results for the third quarter and are intended to fall within the Safe Harbor provisions of the securities laws. Actual results or events in the future are subject to a number of risks and uncertainties, and may differ materially from those currently anticipated or desired or referenced in any forward-looking statements made as a result of a number of factors.