Powell Brown | President and Chief Executive Officer |
Andrew Watts | Chief Financial Officer |
Elyse Greenspan | Wells Fargo Securities |
Phil Stefano | Deutsche Bank |
Michael Zaremski | Credit Suisse |
Yaron Kinar | Goldman Sachs |
Greg Peters | Raymond James |
Mark Hughes | Truist Securities |
Good morning and welcome to the Brown & Brown, Inc. Fourth Quarter Earnings Call. Today's call is being recorded. Please note that certain information discussed during this call, including information contained in the slide presentation posted in connection with this call and including answers given in response to your questions, may relate to future results and events, or otherwise be forward looking in nature. Such statements reflect our current views with respect to future events including those relating to the company's anticipated financial results for the fourth quarter and are intended to fall within the Safe Harbor provisions of the securities laws.