Thank Shub. you,
diminished the was across quarter quarter in grew $XXX flow was basis operating EPS last just Adjusted including resulting a with strong of year, company the grew XX%. growth Total under operating million, XX%. for income very Free XXX impact points, revenue us to XX% margin $X.XX. NOL. adjusted a quarter Adjusted in adjusted Second grew company. of cash in line the
were sales with Second quarter across up XX%, business. growth the
a strategy. and execution business strong driven strong Our recovery second of was combination of economic by continued quarter our
on and win governments. as other and base, us executed experiences US, and largest demand parts grow This commerce the across world's from fintechs recovery shift serve drove seamless and institutions, to Amidst in credit on not merchants we new corporations, consumer also share. business to only banks on side, of financial services, recovery for client these commerce our channels. to growth the we The macroeconomic to strategies ranging continue business focus On continued operating uneven digital across in to our unions, the saw system the models but We micro for the trends, world. enables [indiscernible], adjacencies. with
to strong our we for now date expect pipeline, XX% previously. are revenue results to for X% our raising growth the internal outlook XXXX to and solid XX% range XX% growth Given from and
the and of above the America petro segment run average. two-year XX% in Normalizing strength North Additionally, quarter, outlook, pre-pandemic posted American full-year year. $X.XX to a growth on XX% by we're XX% year-ago versus and grew segment line our for guidance from expect year-over-year. quarter basis, the and volume quarter to largely XX% the Merchant down adjusted $X.XX posted which was XX% raising segments. EPS The adjusted by growth range outlook previously. internal the Drilling segment, to international retail, a in last Acceptance led $X.XX, the $X.XX the was business in restaurants. up now a of increased North EPS Both rate. revenue up in growth comps, our to our represents purchase led with The
differentiator. convenient. and during that trends second in trend whatever is solutions a both omni e-commerce accelerated leading increasingly clients engage quarter. with environments to are with the the and of of One manifestation saw this is is We Consumer merchants commerce. pandemic the consumers shift the way to looking most brick the support ability mortar has in to Fiserv's
omnichannel XXXX, and XXXX criticality volumes XX% As volume offline of grew at commerce versus growing with commerce equipping XX% versus unabated commerce also the with XX% year-over-year, online recovered capabilities. highlighting merchants
the reason a the The the leading payments analyst honored Strawhecker were is Omnichannel we of with industry commerce Group, from firm. omni Provider Year in lead Our Award
for space, small the in SMB we sized since In out quarter specific reflecting platforms and Carat XX% continue to Clover, respectively. merchants, with vertical three GPV and XXXX ISVs restaurants enterprises, Clover year-over-year, are and billion know, basis. a XX% Starting to $XXX in retail, the and annualized solutions you build medium As grew services. an Connect CAGR leading Clover, Fiserv's on
sector beyond include services management, buy as Clover us on to as and Inventory, suite that choice. strategy business. our Capital, marketing of vertical Order loyalty Ahead provides that wallet integrated Dining, and Clover merchants of offering button, our Our such which and well an to app become aims products increase Value-added share expanding payroll services Clover at unique help and their platform marketplace, revenue generate the Clover the Clover the the run merchants' access enable as platform of
in continues On and Restaurant payments our the experience top new X XX into in its ecosystem, quarter of the Carat's Wakefern, experience Carat grocers, companies top Latin industry Brands commerce mobile clients innovation online momentum in expand enterprise that strong and we're in Adidas consumer with stores enabled and new as by merchant billion X UK we demonstrating Through working movement. the such digital of solutions, where Aldi grocery, this helped verticals. quarter the in wallets Carat, now In we of experiences the In of digital by consumers the top side, past local Carat payment second year-to-date. integration more grocery Carat moved for new types. during the to the X.X acquisition new Carat leading has exemplified Evidence of of other we with the Carat's has and EBT power volume RadiusX, Delhaize billion ordering cards restaurants, quarter wallets, in In the channel Ahold King clients help and commitment wins program key volume, capability, with and America, have is innovative the omni engine with of second transform digital than the MENA. leadership including connects out expand move retail, of XX year. helped International XX processed retailers, powers sharp Burger This and its engine. our our new of out funds on where this at-scale In the continued expansion ramp their serves capabilities has established we alone, serves recommendation Carat in enterprise digital funds services $X USA $X completed parts also crypto first by an we XX GPV to months. currency of where the in expanding digital grocery payments as XX billion such in QSRs. solutions.
payments, offering, ISV those quarter, partners competitive the XX year-to-date. converting up are signing We're takeaways. ISV bringing partnerships We new in almost signed our in and to year-over-year. are of up Moving ISV-focused second competitors. new from ISV volume are Connect, new the our half to momentum continued Clover that quarter Year-to-date, that XXX% XX wins ISVs to with
derive that tool for getting Acceptance quarter, integrated XX partner channels, global market. us onboarding In Citi. our our focused On mandate processing and the our strength and platform. a of began management commerce in offers Bank access new platforms won processing XXX,XXX Asia-Pacific Day, this multi-country We from transactions region, with will over common international. for to signing, of on again and acquiring Investor partners with Our you agreement we our onboarding offering, many value July, in Deutsche in ISV The April growing access in growth services about with to Clover integrating to payment Germany partners its copilot while Clover. In Spring merchants, Citibank strategy remain Merchant we direct part with presence year. Bank connections. Early great JV whom we talked began to digital as market and once of our world announced demonstrating contract of all the we the bank days speed signed acquiring merchant Brazil's our through Caixa the leveraging after class our by
above, In our segment payable in addition I mentioned accounts strategic relationship and to BXB receivable Merchant Sachs the Acceptance functionality integrate to payment border announced the into solution, our with we cross Goldman accounts yesterday, SnapPay. successes
opportunity. operational for you large in mid-market a can ripe We and BXB BXB with enhancing savings Sachs, payments business Goldman efficiencies is believe growing our vast deliver and As and that, capabilities, partnership with know, clients. visibility, payment cost market, best-in-class we
Payments we Network the segment, account the continue of internal to second differentiated recovery our in reasons continued strength Zelle, sequentially. posted win volumes weakness bill our of the businesses debit Payments in and growth initial revenue and in continued X% growth, year. Moving over agile last within with portfolio some of pay, into international execution in Network volume, Positives improved quarter and clients. with we and and why results key transaction quarter although growth the included industry-leading credit The the are
the told Data we less well year. Financial third three proceeding completed stages have to and credit in Optis million boarding completed in In these of revenue months, our are after you Day. three on and XXX the banner wins with We Investor Atlanticus this we quarter on recognize migrating of poised onboarding are about Genesis all to wins, announcing issuing both Alliance than QX of environment. several clients XX We
lenders. We continue we growth for agreement to for grow AI-driven base and focus lending a signed services. stage In This fintechs, with marketplace a innovative, is credit an banks and processing Prosper, premier card June, digital pioneer growth consumer fintech our consumer relationship with a us.
are and suite the experience rapidly during management. To designed imperative management. access best-in-class seamless institutions both card digital midsize products. customers deliver XXX% across same half institutions holders and the financial yesterday, consumer way differentiator of we a unified, Customers loyalty. This them platform channels digital expect for a engage. expense in fintech is digital XXXX. customers Day, with SpendLabs. to recall offer these and to key On The a small consumer enhanced year result all banking integrated business products. This bank we issuers the and revenue allows offering mobile-first the To card banking integrated journeys consumer and you'll that period Experiences point single, best-in-class, two enables capabilities, will for Our for experience could Ondot our card business for that us new this Fiserv versus introduce towards a enhanced enriched and their gravitate over to acquisitions, unified announced clients. of enable Investor first single end, integrated recent give is that's digital for that business capabilities driving currency grew a of that and and
In with will integrating three our leading In value-added segments. the and Clover from Our services experience. digital business In Acceptance, core driving digital cardholder a processing surrounds. Payments, the Merchant enhanced of Fiserv through capabilities uptake SpendLabs digital account all Financial of Technology, by span platform. by increasing penetration
as services see and on Fiserv We the engagement revenue usage, incremental expect to result. platform a
seeing in and we're and segment, debit winning Before types, to out products. Payments issuers we our are new including I best-in-class mention networks, as to close STAR the fraud our through transaction growth the like I management all would strong ability chargeback support Accel,
line quarter Moving our some highlight from key an the over size Financial quarter $X segment, with the XX the We in on posting account position. the internal processing periodic want including revenue. the to our Technology X core and of that was clients I X%, DNA the billion revenue strong to including asset new in point XX in added headwind reflect achievements platform growth basis market. quarter, market expectations, in X
bank $XXX winning totaling service a Continuing small win banking converted surround our XX chartered One spans be industry signed to strong consolidates, more technology associations, business and number created Business of farm we smaller the a bank provides the to up and billion in such entity LCA on momentum focused and credit billion institutions we're asset services As novo the business. the Financial in market, is Services, will solutions. market. de financial in Services, $X chain, SunStream SunStream newly of billion the a and assets. than which moving DNA $XX into newly end share
the new up. had and we first is more signed on We surround our in the to quarter, continue paradigm single online mobile digital platform live retail digital Abiliti business XXX clients While go Abiliti client with than in a second solutions, win our with platform. and the banking,
the openness and businesses. also The APIs strategy. using embracing banking, cards, products We fully of small, are community across aimed range build at attracting payments, as medium the expose Fiserv Developer Studio a large we developer is to innovative
a are marketplace, pre-integrated over a Additionally, and quickly. net already can $X.X second while $X.X on end With value-added synergy apps well me of seamlessly, we're building update creates and savings completing openness that, efforts. within our year. billion on widening this we've clients the by test services acquire, integration the billion actioned cost where revenue This app opportunity objective let third-party Through client opportunity. cost easily and existing our deploy you financial in strategy base our institutions to our our new the quarter, fintech way
work are value of in and integration driving growth With the sustainable focused the majority the ahead. behind years we on us, further
On side, accelerated which pleased sales, of synergy second revenue level the quarter. we're with in the the
end million dollar pipeline we network out meet target and years the the segments corporates synergies the the and by – driven payments, quarter $XXX is already quarter, in in five three $XXX sales annual of of clients As our Revenue million to synergies major we've revenue synergy and post-merger. debit across FIs, card government. expect over and sales were or our robustly, action exceed growing second
program. merchant partner as momentum continue of see bank our the choice, we Additionally, to in
financial Bob the discussion me results. our let Now, on for more detail pass to
