Deanna Hart | Investor Relations |
Frank Holding | Chairman of the Board and Chief Executive Officer |
Craig Nix | Chief Financial Officer |
Tom Eklund | Treasurer |
Elliot Howard | Director Financial Planning & Analysis |
Brady Gailey | Keefe, Bruyette, & Woods, Inc. |
Kevin Fitzsimmons | D.A. Davidson Companies |
Brian Foran | Autonomous Research LLP |
Ladies and gentlemen, thank you for standing by, and welcome to the First Citizens Bancshares First Quarter Earnings Conference Call. At this time, all the participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] As a reminder, today's conference is being recorded. I would now like to introduce the host for today's conference call, Ms.