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years. with during X.XX% four current average second ex-PPP the in quarter, ratio X.XX% declined allowance to loan of net compared book Our life charge-offs the quarter to the approximately XXx loans covering modestly almost from an in third, a
have it an level. X, remain looking and comfortable on significant net have allowance level way near our that indication forward when charge-offs seen not do at while at another We are with little perpetually, it operating will impact going a that below ratio while levels adopted we the charge-offs pre-pandemic on historically level we the these just allowance. XXXX we with low CECL now where of was allowance January our We expect remain will
pages cover funding our will XX, deposit and I Moving to trends mix. XX and
XX.X% experience end year-over-year quarter, leading quarter strong on an grew way. since third to demand second continue and rate growth annualized We and a market during with the Deposits by accounts the deposit XX.X% basis. the at of of money the deposits
balance sheet core at XX% end to representing of Our our deposits, deposits over funding quarter. the the funded be by predominantly the base continues of
And the XX% year deposit same second points, deposits. total of the the basis We with seven which quarter the our six accounts. costs basis are the pleased down total at growth deposit approximately quarter that on most in for a checking of from third bearing end deposits occurred noninterest core was quarter Consistent was accounted points ago.
the our we respect with with deposit strength all will above target capital our a expect forward, of to net ratios remained Looking and our And or low to XX, elevated continue ranges. be will to remain within position margin. turning deposits costs interest Page strong source
ratios Our our As of offset growth weighted risk XX.XX%. is XX.X%. the to risk based was in end ratio quarter, assets. of during the the attributable growth total And was Most risk third capital strong based that CETX ratio by our the partially of capital total earnings year
we be quarters, mostly continues As in assets. X of noted it growth. Tier average deposit earnings impact as our mitigating threshold prior But above ratio leverage to impacted by are the internal significant increased remains
are joining you This will concludes now for Q&A. I today level. at comments. the my operating up for and it We us Thank comfortable open
