Bob Schottenstein | Chief Executive Officer, President |
Phil Creek | Executive Vice President, Chief Financial Officer |
Tom Mason | Executive Vice President |
Derek Klutch | President of our Mortgage Company |
Ann Marie Hunker | Vice President, Corporate Controller |
Kevin Hake | Senior Vice President |
Alan Ratner | Zelman & Associates |
Jay McCanless | Wedbush |
Good afternoon and welcome to the M/I Homes, Third Quarter Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers remarks there will be a question-and-answer session. [Operator Instructions]. Thank you.