Phillip Creek | Chief Financial Officer |
Bob Schottenstein | Chief Executive Officer and President |
Tom Mason | Executive Vice President |
Derek Klutch | President, Mortgage Company |
Kevin Hake | Senior Vice President |
Thomas Maguire | Zelman & Associates |
Jay McCanless | Wedbush |
Alex Barron | Housing Research Center |
Good afternoon. My name is Ella and I will be your conference operator today. At this time, I would like to welcome everyone to the M/I Homes Third Quarter Earnings Conference Call. [Operator Instructions] Thank you. Mr.