Jeff Miller | EVP & CFO |
Kevin Burke | President & CEO |
Sean Reitenbach | KBW |
Doug Eden | ECM |
Bob Farnam | Boenning & Scattergood |
Ladies and gentlemen, thank you for standing by and welcome to the Donegal Group, Inc. Q3 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question-and-answer session. [Operating Instructions].