Jeff. Thanks,
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performance the are the to the with We book agents to we of retain and to appropriate of challenges accounts. improve our overall actions to taking are respond rating business while working continuing these best-performing
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and more future share periods. as will they these strategies We information develop in to mature
to our Now segment turning details.
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reflecting lines Commercial attrition written our Georgia decreased announced strategic business. by and commercial exits Alabama from premiums from substantial for X.X%, net previously
agents started communicated seen Simultaneously, both and policyholders for dates to have by renewal and their was beginning at accounts we property levels we date While response property our the replacement, insurance exit. working official have repairs deductible after been which in and non-renewal intention many moving increase to X, carriers. values to trends been July for increasing with property agents our costs
We valuation insurance-to-value our year. are utilizing external data remainder the tools this actions and to the inform expect initiative ramp throughout up of this and to
of result exit book, and continuing to increase appropriate expect our our actions increasing across a Alabama. excluding commercial to lines the and we see impact As entire rate to from levels, Georgia premiums efforts coverage the of
Our was the XXX.X% combined commercial lines statutory ratio quarter. in
hail were in While severe April catastrophic wind and New levels, the increased. of June, weather and of There and including in quarter reach Texas notable Mexico. did in events, several and smaller the not weather-related events XX-days storms frequency events
across have ratios commercial realize profit further loss we quarter we our forward to to ongoing actions of all look earlier. Our mentioned improved improvement the the improvement of from and lines continue of rate the prior-year and I business, as core major benefits
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and exceeded personal retention strong XX% and turning premium increases. The exposure during those Now renewal auto by increases More that increases the the double-digit specifically, lines. XX.X% for reflecting was averaged driven during quarter growth double-digit quarter. to homeowners premium rate entirely XXX%, second for personal
we of work rate increases taking of profitability slowed as during new to while on this of uncertain The and time We inflated loss limiting pace the policies-in-force improve grow continue business to particularly year to expect relatively is flat number trends. as the we adequacy down progresses. restore intentionally year-over-year, rate exposure, by
XXX.X% premiums. in statutory as expectations, rate personal within the improved reflected The in will discussed Homeowners the loss prior-year ticked-up frequency to a to based a largely the from I volume perform be first the earlier. to ratio the as from quarter until combined achieved continues of auto time perspective, be quarter personal of a lines earned lag second increases events XXX.X% challenge continued on weather-related from as storm losses result
reduced However, our to driven from decreased Large quarter lines the personal from prior-year to the exposures lower exit severity. of of second relative quarter. state contributed fire the lower weather-related ongoing resulting losses nearly from losses Iowa by XX% XXXX,
mostly increases for prior-year loss rate a core homeowners, earn personal second for the XXXX ratios and result our lines, quarter, improved the quarter are that of commercial to as auto in. to beginning have of to compared both Similar
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for to At investment this like time, our turn I'd update Tony it on to over Viozzi portfolio. an
