Jim Smith | Chairman & CEO |
John Ciulla | President |
Glenn Maclnnes | CFO |
Chad Wilkins | HSA Bank, President |
Steven Alexopoulos | JPMorgan |
Collyn Gilbert | KBW |
David Chiaverini | Wedbush Securities |
Mark Fitzgibbon | Sandler O'Neill |
Jared Shaw | Wells Fargo Securities |
Matthew Breese | Piper Jaffray |
David Rochester | Deutsche Bank |
Good morning, and welcome to Webster Financial Corporation's Third Quarter 2017 Results Conference Call. This conference is being recorded. Also, this presentation includes forward-looking statements within the Safe Harbor provision of the Private Securities Litigation Reform Act of 1995 with respect to Webster's financial condition, results of operations, and business and financial performance. Webster has based these forward-looking statements on current expectations and projections about future events. Actual results may differ materially from those projected in the forward-looking statements.