Emlen Harmon | Investor Relations |
John Ciulla | Chief Executive Officer |
Glenn MacInnes | Executive Vice President, Chief Financial Officer |
Chris McGratty | Keefe, Bruyette, & Woods |
Mark Fitzgibbon | Piper Sandler |
Matthew Breese | Stephens Inc. |
Casey Haire | Jefferies |
Alex Lau | JPMorgan |
Jared Shaw | Wells Fargo Securities |
Manan Gosalia | Morgan Stanley |
Laurie Hunsicker | Compass Point |
Jon Arfstrom | RBC Capital Markets |
Ladies and gentlemen, good morning, and welcome to the Webster Financial Corporation Fourth Quarter 2022 Earnings Call. Please note that this event is being recorded. I would now like to introduce Webster's Director of Investor Relations, Emlen Harmon to introduce the call. Mr. Harmon, please go ahead.