Julia Hornack | Investor Relations |
Andrew Quigg | Chief Strategy Officer |
Tricia Griffith | Chief Executive Officer |
John Sauerland | Chief Financial Officer |
Bill Cody | Chief Investment Officer |
Dave Pratt | General Manager, Home |
Yaron Kinar | Goldman Sachs |
Gary Ransom | Dowling & Partners |
Amit Kumar | Buckingham Research |
Mike Zaremski | Crédit Suisse |
Greg Peters | Raymond James |
Crystal Lu | Autonomous Research |
Jeff Schmitt | William Blair |
Meyer Shields | KBW |
Adam Klauber | William Blair |
David Motemaden | Evercore |
Welcome to The Progressive Corporation's Third Quarter Investor Event. The company will not make detailed comments related to quarterly results in addition to those provided in its quarterly report on Form 10-Q and the letter to shareholders, which have been posted to the company's website. And we'll use this event to respond to questions after a prepared presentation by the company. This event is available via a moderated conference call line and a live webcast with a brief delay. Webcast participants will be able to view the presentation slides live or download them from the webcast site.