good Thanks, Will. everyone. And afternoon,
another our we year. increase year fiscal over head for we prior summarized momentum quarter X% the fourth exceptional we fiscal Will XXXX. an was had revenue as are $XXX As of into and pleased Total with the million,
growth billion we $X.XX up our X% card revenue of revenue auto more was last and were scores and continued over year. million, year declines loans than the up in $XXX with year revenues compensating in same In the full X% Scores in from X% divestitures segment, completed XXXX. fiscal the personal last score and period mortgage our for scores up BXB for was credit Our revenues. up for adjusted X% quarter when
call. revenue BXC myFICO.com primarily period same a the X% the fewer down last new quarter's earnings impact to highlighted of Our on was we subscribers year, last trend our on platform, from due
were million year, up from in For despite space. Scores revenues sizable year full the X% headwinds $XXX the origination mortgage last
versus were the Full year $XXX up after year. from the previous adjusting in Software X% last period segment X% same fourth for software up X% million, up were revenues quarter and revenues the year $XXX our million, divestitures. XXXX
our This revenues from were quarter and Americas includes XX% which both Latin derived North America region, total of company America.
Our Asia-Pacific. EMEA region from X% was generated and XX%
quarter. Software Our quarter the million, at the was fourth a ARR increase the $XXX X% year prior end over of
of ARR Our versus XX% representing a million, quarter and the ARR, was prior XX% our total year. growth platform of rate $XXX fourth
was quarter, X% non-platform in year. higher Our the prior than $XXX was ARR fourth the which million
and mature at was net customer's XXX% this to rate non-platform retention relatively retention be continues dollar-based quarter Our XXX%. software overall, stable the usage quarter our with in
The expansion showing for Our a land versus net follow sales from and increased in prior net platform expand customers usage. XXX% year. the retention on XXX% platform dollar-based quarter was the fourth are in rate strong very and
prior Our million $XX increased software for FY versus $XX ACV million the in the $XX bookings ACV year. to were in full for 'XX. million million bookings quarter the versus year $XX
sales As a services. reminder, the excluding annual include of professional new value only software ACV bookings
end headcount for our including expenses divested a FY 'XX, of quarter the of taken attrition, versus prior factors, somewhat to expenses employee in $XXX this software In at quarter, from fiscal achieved now million actions million benefited reduction our operational expenses from Turning and the $XXX segment. XXXX, the operating efficiencies total year. businesses, in our elevated number were significant savings
to While XXXX, on fiscal our will total expenses year. modestly up we coming in efficiency focus the we in expense continue our expect trend
on fiscal for for X% basis as this was million full Our GAAP net year. delivered schedule quarter and non-GAAP year XX% the the shown for points the quarter expansion was the XXX margin $XX up of margin income non-GAAP our from quarter. operating G full We year. prior Reg XX%
was quarter $XXX for same the Our materially million income year. non-GAAP quarter the net with last consistent and
million GAAP the was $XXX $XXX year, For million net income compared last with year. full
line was The As divestitures. from stock for income tax of GAAP year. tax or net the full excess and income included upon on year a tax settlement GAAP gain fiscal sales the exercise of up including was XX% employee million reminder, from XX% million last $XXX $X product awards. asset $XXX prior benefits expense reduced the of a year's effective XXXX million for business rate recognized net
to resulting XX% recurring expected is be tax $XXX rate FY be net XXXX rate tax excess cash approximately was million. our about flow discrete rate 'XX. items. to effective expect the FY any and tax other that XX%, is estimated quarter benefit for in to recurring before tax Free XX% We The
year's At million $XXX had the in cash For cash the last full $XXX flow marketable year, up quarter, end million was we XX% and the $XXX investments. free million. from of
X.X%. of was debt at end $X.XX weighted a total average rate quarter with Our billion, interest
issued last we recall, $XXX our a fixed Currently, is X%. rate million you notes XX% in locking As of debt fixed senior rate. about in of December, total
to giving in advantageous Our do debt at any it flow flexibility floating future floating outstanding is us rate so reduce time us is cash to free use rate financially debt pre-payable balances if to periods. the for
we With repurchases his $X.X Will will a an new in back of of per bought back share. a FY in fiscal view it to turn for we an for XXX,XXX million of cash. price use total Turning capital, X,XXX,XXX share I per total return of we an average thoughts The 'XX. shares $XXX $XXX authorization a quarter continue attractive average on as fourth repurchased Board at to approved billion. price October XXXX, $XXX of share over to and that, at the of shares In
