Alicia Charity | SVP, IR |
James Cracchiolo | Chairman & CEO |
Walter Berman | EVP, CFO & Chief Risk Officer |
Brennan Hawken | UBS |
Alexander Blostein | Goldman Sachs Group |
Erik Bass | Autonomous Research |
John Barnidge | Piper Sandler & Co. |
Hung-Fai Lee | Dowling & Partners Securities |
Andrew Kligerman | Crédit Suisse |
Tom Gallagher | Evercore ISI |
Suneet Kamath | Citi |
Welcome to the Second Quarter 2021 Earnings Call. My name is Sylvia, and I'll be operator for today's call. [Operator Instructions]. Please note that this conference is being recorded. I will now turn the call over to Alicia Charity.