Kevin O’Connor | CEO |
Stu Lubow | President & COO |
Avi Reddy | CFO |
Mark Fitzgibbon | Piper Sandler |
Steve Moss | Raymond James |
Matthew Breese | Stephens Inc. |
Manuel Navas | D.A. Davidson |
Chris O'Connell | KBW |
Good morning or good afternoon all and welcome to the Dime Community Bancshares, Inc. Fourth Quarter Earnings Call. My name is Adam, and I'll be your operator for today. [Operator Instructions]
Before we begin, the company would like to remind you that discussions during this call contain forward-looking statements made under the Safe Harbor provisions of the U.S.