Stuart Lubow | executive |
Avinash Reddy | executive |
Stephen Moss | analyst |
Matthew Breese | analyst |
Mark Fitzgibbon | analyst |
Christopher O'Connell | analyst |
Hello, everyone, and welcome to the Dime Community Bancshares Third Quarter Earnings Call.
Before we begin, the company would like to remind you that discussions during this call contain forward-looking statements made under the safe harbor provision of the U.S. Private Securities Litigation Reform Act of 1995. Such statements are subject to risks, uncertainties and other factors that may cause actual results to differ materially from those contained in any such statements, including as set forth in today's press release and the company's filings with the U.S. Securities and Exchange Commission to which we refer you.