Kelly Polonus | Investor Relations |
Joe Turner | President and Chief Executive Officer |
Rex Copeland | Senior Vice President and Chief Financial Officer |
Andrew Liesh | Sandler O'Niell |
Michael Perito | KBW |
John Rodis | FIG Partners LLC |
Ladies and gentlemen, thank you for standing by. And welcome to the Great Southern Bancorp Incorporated Fourth Quarter 2019 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions].