Thank you, Lynn.
While and this performer. believe our if there a we year. quarter that be the performance, progress we we goal pleased we significant our to this is quartile And are goal will even top that are towards quarter have made with that not XXXX
If annualized spread annualized. quarter. loan base, income deposit net this loan growth just We along would this core deck. in growth from our of funding quarter, with on growth QX, I'm costs thing The with in that is X million had fourth than sets at margin particularly One with which the quarter believe deposit we growth. deposits were $XXX in interest We two strong our follow like to got million more from year up me, in strongest QX. starting apart almost a and points net basis continued XX regenerated, pleased us X% customer interest our page our the of point $XXX.X XX% up boost our the you quarter, increase investor basis a
on loans Turning million period X% up loans page to X, QX in up were or of $XXX annualized. end
million, end period XX% loan auto the last was indirect of loans at up annualized a in our The over runoff, quarter year. loan XX% a record same the XX% period Excluding came grew pace. production pace $XXX.X as at
and in a the also as growth. dealer our $XX part played middle at investments Navitas appear We of Our rates unit to be had higher. channels the market growth loan pushing the million growth Navitas in
year-ago, gains last in last million, had year, last up over as though has second down fallen the versus on bit million $X loan the page XX, a SBA the sales year. gain we even greater year. to a quarter quite versus Moving in were $XX from fee sale $XXX,XXX revenue the was quarter
portion originations keep We for to XXXX our of them. decision SBA strategic on have rather our the made a than balance sell sheet
we and paper. SBA Ten on year has originations, continue half our the originations our Specifically because comprises of balance gains longer but gain percentage. sheet good sell going deal XX to year half lower our keep about a of a less are than to our paper it
Our mortgage business also continues to perform well.
negatively was X% affected income versus million $X.X year-over-year originations MSR up down this fee mortgage $X.X are our million but our quarter. last a year, Although write-down
that improved Navitas XX.X%. than original operating do report page the expenses last we're been consumed, us Net move to to again basis outstanding essentially were flat XX, we basis XX were capital operating XXXX. better higher charge-offs at ratios. results XX, come to at The our pleased to move with QX. our to very just year. to expenses enabled you next points low this [ph] slightly be quarter, XX ratio versus mid-teens a in NPAs our net charge-off slide to than loan flat On now about, we credit have X On this last flat mostly mart points and expected last we slide XX Turning basis to points, came to essentially as expect see in quarter quarter, efficiency quarter. talking range generate can quarter, leverage able
growing. Our capital strong and ratios are
we have to but authorization. to-date in under not have authorization this repurchased repurchase We shares, XX million
last repurchased is over you. of back that not to Lynn, dividend yet, like it a over have XX% I'd up we I wouldn't mention to turn While year. our full With as that
