We to interest look morning, and we conversation United our appreciate your you and our Good thank forward in all today. for call. joining
results Our a operating basis our history. in great teams raised execution on our the of points, assets by continuation an Company. of XXX We best return second across quarter the represent
Our increase operating of EPS was XX% year-over-year. $X.XX, an
net And over growth with track. margin target both partnership on were loan and expectations. deposit Our slightly First to quarter, be increased continues on Madison our quarter interest
continue sound And reflect economically. Our economic perform our results foundation. credit to markets well that
international sit middle in Here in Greenville, we of supply some the important chains.
we frictions future. aware global can And decisions that so, invest trade are the for of have and companies' growth uncertainty the to on local
how will uncertainties develop. today those unclear It's
be well able However, we perform believe cycle. have that to we to any Company normal the in positioned economic
relationships. entered leverage strong to our and diversify we Over our the lines past local and revenue several into several business have new years, brand sources,
our markets. exit initiatives into earnings and areas and balance lines expanded purchased less several indirect improve of have of enabled our We have new footprint our business both to strength grown and the historically profitable and auto core like, sheet. us lines brand These fast-growing strong
and community bank profitable dependent lending stronger a one more organization are We alone. much less and on traditional
and talent, improvements, type, by credit disciplined to geography. product culture enhance improved We through relationship our have size, concentration continued process and management
the Our to quality our funding ample continues service-based culture base be core in to liquidity giving and high of continues deposit growth, us the south, as strongest funding. low-cost one deliver
keep We've for in a importantly, improvements the our is both employees. focus operational customers, our for we solutions in our fact most and that digital But have to continued investments, people pace maintained technology on business. this
We have results. produce to that team together works an outstanding great
products individual's to value their part We're great large attributes bankers team. join they same We're to also attract to in our have customers and forward services And we're are drawn future. compete to matter, enough on. excited us. the with enough large the enough we to us. able small in the thinking here to you to that We're and appreciate have about And being a path promising
for us why the results on don't Jefferson, you the details So, more give quarter.
