Lynn Harton | President, CEO and Chairman of the Board |
Robert Edwards | Chief Risk Officer |
Jefferson Harralson | Chief CFO |
Richard Bradshaw | Chief Banking Officer |
Jennifer Demba | Truist Securities |
Brad Milsaps | Piper Sandler |
Michael Rose | Raymond James |
Catherine Mealor | KBW |
Kevin Fitzsimmons | D.A. Davidson |
Brody Preston | Stephens, Inc |
Good morning, and welcome to United Community Banks’ First Quarter 2021 Earnings Call. Hosting the call today are Chairman and Chief Executive Officer, Lynn Harton; Chief Financial Officer; Jefferson Harralson; President and Chief Banking Officer, Richard Bradshaw; and Chief Risk Officer, Rob Edwards. United's presentation today includes references to operating earnings, pre-tax, pre-credit earnings and other non-GAAP financial information.
For these non-GAAP financial measures, United has provided a reconciliation to the corresponding GAAP financial measure in the financial highlights section of the earnings release, as well as at the end of the investor presentation. Both are included on the website ucbi.com.