Lisa Slyter-Bray | Executive Assistant |
Kevin Riley | Chief Executive Officer |
Marcy Mutch | Chief Financial Officer |
Renee Newman | Chief Banking Officer |
Steve Yose | Chief Credit Officer |
Jared Shaw | Wells Fargo Securities |
Jeff Rulis | D.A. Davidson |
Gordon McGuire | Stephens Incorporated |
Matthew Clark | Piper Jaffray |
Jackie Bohlen | KBW |
Andrew Liesch | Sandler O’Neill |
Good day, and welcome to the First Interstate BancSystem’s Fourth Quarter 2018 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Lisa Slyter-Bray.