Karen Guerra | Vice President, Investor Relations |
Joe Lacher | President and Chief Executive Officer and Chairman |
Jim McKinney | Executive Vice President and Chief Financial Officer |
Matt Hunton | Executive Vice President and President, Kemper Auto |
Duane Sanders | Executive Vice President and President, P&C |
John Boschelli | Executive Vice President and Chief Investment Officer |
Matt Carletti | JMP |
Greg Peters | Raymond James |
Brian Meredith | UBS |
Paul Newsome | Piper Sandler |
Good afternoon, ladies and gentlemen and welcome to Kemper’s First Quarter 2023 Earnings Conference Call. My name is Jason and I will be the coordinator today. [Operator Instructions] As a reminder, this conference call is being recorded for replay purposes. I would now like to introduce your host for today’s conference call, Karen Guerra, Kemper’s Vice President of Investor Relations. Ms.