Karen Guerra | VP, IR |
Joe Lacher | President, CEO and Chairman |
Jim McKinney | EVP and CFO |
Matt Hunton | EVP and President, Kemper Auto |
Greg Peters | Raymond James |
Paul Newsome | Piper Sandler |
Good afternoon, ladies and gentlemen, and welcome to Kemper's Second Quarter 2023 Earnings Conference Call. My name is JP and I will be your coordinator today. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time.
As a reminder, this conference call is being recorded for replay purposes.