Karen Guerra | executive |
Joseph Lacher | executive |
Bradley Camden | executive |
Matthew Carletti | analyst |
Charles Peters | analyst |
Matthew Hunton | executive |
Brian Meredith | analyst |
Jon Paul Newsome | analyst |
Good afternoon, ladies and gentlemen, and welcome to Kemper's Third Quarter 2021 Earnings Conference Call. My name is Lesser, and I will be your coordinator today. At this time, all participants are in listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time.
As a reminder, this conference is being recorded for replay purposes.