Chang Liu | President and CEO |
Heng Chen | EVP and CFO |
Georgia Lo | IR |
Brandon KIng | Truist Security |
Chris McGratty | KBW |
Matthew Clark | Piper Sandler |
Good afternoon, ladies and gentlemen and welcome to Cathay General Bancorp's Fourth Quarter and Full Year 2021 Earnings Conference Call. My name is Gigi and I'll be your coordinator for today. At this time, all participants are in listen-only mode.
Following the prepared remarks, there will be a question-and-answer session. [Operator Instructions].