Shelly Doran | Director, IR |
Marty Birmingham | President and CEO |
Kevin Klotzbach | EVP, CFO, and Treasurer |
Bill Kreienberg | Chief Corporate Development Officer |
Alex Twerdahl | Sandler O'Neill |
Damon DelMonte | KBW |
Joe Fenech | Hovde Group |
Matthew Breese | Piper Jaffray |
Kevin Parks | Parks Capital |
Good morning and welcome to the Financial Institutions, Inc., First Quarter 2018 Earnings Call. All participants will be in listen only mode. [Operator Instructions] After today's presentation there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the call over to Shelly Doran, Director of Investor Relations.