Shelly Doran | Investors Relations |
Martin Birmingham | President & Chief Executive Officer |
Justin Bigham | Chief Financial Officer |
Bill Kreienberg | Chief Banking & Revenue Officer |
Alex Twerdahl | Sandler O'Neill |
Matthew Breese | Piper Jaffray |
Joe Fenech | Hovde Group |
Good morning, and welcome to the Financial Institutions, Inc.
Second Quarter 2019 Earnings Call. [Operator Instructions] Please note, this event is being recorded.
I would now like to turn the conference over to Shelly Doran, Director of Investor Relations. Shelly, please proceed.