Kate Croft | Director of Investor Relations |
Marty Birmingham | President & Chief Executive Officer |
Jack Plants | Chief Financial Officer |
Sean Willett | Executive Vice President & Chief Administrative Officer |
Damon DelMonte | KBW |
Alex Twerdahl | Piper Sandler |
Nick Cucharale | Hovde Group |
Matthew Breese | Stephens Inc |
Good morning, everyone, and welcome to today's Conference Call titled Financial Institutions Inc. announces Second Quarter Results. My name is Ellen, and I'll be coordinating the call for today. At the end of today's presentation, there will be an opportunity to ask the question. [Operator Instructions]