Alan Schnitzer | Chairman and CEO |
Jay Benet | CFO |
Greg Toczydlowski | President of Business Insurance |
Tom Kunkel | President of Bond & Specialty Insurance |
Michael Klein | President of Personal Insurance |
David Rowland | EVP and Deputy CIO |
Abbe Goldstein | SVP of IR |
Jay Gelb | Barclays |
Randy Binner | B. Riley FBR |
Elyse Greenspan | Wells Fargo |
Kai Pan | Morgan Stanley |
Amit Kumar | Buckingham Research |
Greg Peters | Raymond James |
Yaron Kinar | Goldman Sachs |
Sarah DeWitt | JPMorgan |
Josh Shanker | Deutsche Bank |
Brian Meredith | UBS |
Jay Cohen | Bank of America Merrill Lynch |
Good morning, ladies and gentlemen. Welcome to the Second Quarter Results Teleconference for Travelers. We ask that you hold all questions until the completion of the formal remarks at which time you’ll be given instructions for the question-and-answer session.
As a reminder, this conference is being recorded today, July 19, 2018. At this time, I would now like to turn the conference over to Ms.