Abbe Goldstein | Senior Vice President of Investor Relations |
Alan Schnitzer | Chairman and Chief Executive Officer |
Dan Frey | Executive Vice President and Chief Financial Officer |
Gregory Toczydlowski | Executive Vice President and President, Business Insurance |
Thomas Kunkel | Executive Vice President and President, Bond & Specialty Insurance |
Michael Klein | Executive Vice President and President, Personal Insurance |
Michael Phillips | Morgan Stanley |
Ryan Tunis | Autonomous Research US LP |
Meyer Shields | Keefe, Bruyette & Woods, Inc. |
Elyse Greenspan | Wells Fargo Securities, LLC |
David Motemaden | Evercore ISI |
Paul Newsome | Piper Sandler |
Brian Meredith | UBS |
Jamminder Bhullar | JP Morgan |
Good morning, ladies and gentlemen. Welcome to the Second Quarter Results Teleconference for Travelers. We ask that you hold all questions until the completion of formal remarks, at which time, you will be given instructions for the question-and-answer session.
As a reminder, this conference is being recorded on July 23, 2020. At this time, I would like to turn the conference over to Ms.