Abbe Goldstein | SVP, IR |
Alan Schnitzer | Chairman and CEO |
Dan Frey | CFO |
Greg Toczydlowski | EVP and President, Business Insurance |
Tom Kunkel | EVP and President, Bond & Specialty Insurance |
Michael Klein | EVP and President, Personal Insurance |
Michael Phillips | Morgan Stanley |
Ryan Tunis | Autonomous Research |
David Motemaden | Evercore |
Josh Shanker | Bank of America |
Elyse Greenspan | Wells Fargo |
Mike Zaremski | Credit Suisse |
Brian Meredith | UBS |
Yaron Kinar | Goldman Sachs |
Tracy Benguigui | Barclays Research |
Meyer Shields | KBW |
Thank you for standing by. Welcome to the Travelers First Quarter 2021 Results Conference Call. At this time all participants are in a listen-only mode. [Operator Instructions]. Please be advised that Today's conference is being recorded Tuesday, April 20 2021.