Abbe Goldstein | SVP, IR |
Alan Schnitzer | Chairman & CEO |
Daniel Frey | EVP & CFO |
Gregory Toczydlowski | EVP & President, Business Insurance |
Jeffrey Klenk | EVP and President, Bond & Specialty Insurance |
Michael Klein | EVP & President, Personal Insurance |
Michael Phillips | Morgan Stanley |
Alexander Scott | Goldman Sachs Group |
Charles Peters | Raymond James & Associates |
Elyse Greenspan | Wells Fargo Securities |
Ryan Tunis | Autonomous Research |
Meyer Shields | KBW |
Brian Meredith | UBS |
Joshua Shanker | Bank of America Merrill Lynch |
Tracy Benguigui | Barclays Bank |
David Motemaden | Evercore ISI |
Yaron Kinar | Jefferies |
Good morning, ladies and gentlemen. Welcome to the second quarter results teleconference for Travelers. [Operator Instructions].
As a reminder, this conference is being recorded on July 21, 2022. At this time, I would like to turn the conference over to Ms.