Randall Chesler | President and Chief Executive Officer |
Ronald Copher | Executive Vice President, Chief Financial Officer and Secretary |
Barry Johnston | Chief Credit Administrator |
Andrew Liesch | Sandler O'Neill & Partners LP |
Jacquelynne Bohlen | Keefe Bruyette & Woods Inc. |
Matthew Clark | Piper Jaffray Companies |
Jeffrey Rulis | D.A. Davidson & Co. |
Michael Young | SunTrust Robinson Humphrey Inc. |
Timothy Coffey | FIG Partners LLC |
Good day, ladies and gentlemen, and welcome to the Glacier Bancorp Third Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] As a reminder, today's conference is being recorded. I would now like to introduce your host for today's conference, Mr.