Stephen Swett | Investor Relations, Managing Director at ICR |
Ron Faris | President, Chief Executive Officer, Director |
Michael Bourque | Chief Financial Officer, Executive Vice President |
Bose George | KBW |
Fred Small | Compass Point |
Good day ladies and gentlemen and welcome to the Ocwen Financial's Third Quarter 2017 Earnings Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] I would now like to turn the call over to your host, Mr. Stephen Swett.