Mike Zimmerman | SVP, IR |
Tim Mattke | CEO |
Nathan Colson | CFO |
Mackenzie Aron | Zelman & Associates |
Douglas Harter | Credit Suisse |
Randy Binner | B. Riley FBR |
Mark DeVries | Barclays |
Bose George | KBW |
Jack Micenko | SIG |
Chris Gamaitoni | Compass Point Research |
Mark Palmer | BTIG |
Geoffrey Dunn | Dowling & Partners |
Phil Stefano | Deutsche Bank |
Mihir Bhatia | Bank of America |
Thank you for standing by and welcome to the MGIC Investment Corporation Third Quarter Earnings Call. At this time all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session [Operator Instructions].
I would now like to hand the conference over to your speaker today, Mr. Mike Zimmerman, Senior Vice President of Investor Relations.