Mike Zimmerman | SVP, IR |
Tim Mattke | CEO |
Nathan Colson | CFO |
Bose George | KBW |
Randy Binner | B. Riley FBR |
Douglas Harter | Credit Suisse |
Mackenzie Aron | Zelman & Associates |
Geoffrey Dunn | Dowling & Partners |
Jack Micenko | Susquehanna |
Chris Gamaitoni | Compass Point |
Mihir Bhatia | Bank of America |
Phil Stefano | Deutsche Bank |
Art Winston | Pilot Advisors |
Ladies and gentlemen, thank you for standing by, and welcome to the MGIC Investment Corporation Fourth Quarter 2019 Earnings Call. At this time all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session [Operator Instructions].
With that, I would now like to hand the conference over to your speaker today, Mr. Mike Zimmerman.