Jessica Hansen | Vice President, Investor Relations |
David Auld | President and Chief Executive Officer |
Mike Murray | Executive Vice President and Chief Operating Officer |
Bill Wheat | Executive Vice President and Chief Financial Officer |
John Lovallo | Bank of America |
Stephen Kim | Evercore ISI |
Carl Reichardt | BTIG |
Alan Ratner | Zelman & Associates |
Michael Rehaut | JPMorgan |
Matthew Bouley | Barclays |
Eric Bosshard | Cleveland Research |
Adam Baumgarten | Credit Suisse |
Truman Patterson | Wells Fargo |
Good morning. And welcome to the D.R. Horton, America’s Builder, the largest builder in the United States Fourth Quarter 2020 Earnings Call and Webcast. At this time, all participants are in a listen-only mode. An interactive question-and-answer session will call the formal presentation.