Bill Cimino | VP and Director of Corporate Communications |
John Asbury | President and CEO |
Rob Gorman | EVP and CFO |
David Ring | EVP and Commercial Banking Group Executive |
Catherine Mealor | Keefe Bruyette & Woods Inc. |
Austin Nicholas | Stephens Incorporated |
William Wallace | Raymond James |
Laurie Hunsicker | Compass Point |
Matthew Keating | Barclays |
Blair Brantley | Brean Capital |
Good morning. My name is Rusty and I'll be your conference operator today. At this time, I would like to welcome everyone to the Second Quarter Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remark, there will be a question-and-answer session.