John Asbury | President, Chief Executive Officer |
Robert Gorman | Executive Vice President, Chief Financial Officer |
David Ring | Executive Vice President, Commercial Banking Group Executive |
Maria Tedesco | President, Union Bank & Trust |
Bill Cimino | Vice President, Director of Investor Relations |
Catherine Mealor | KBW |
Austin Nicholas | Stephens |
Laurie Hunsicker | Compass Point |
Matthew Keating | Barclays |
Blair Brantley | Brean Capital |
Good morning, my name is Laura and I will be your conference operator today. At this time, I would like to welcome everyone to the Union Bankshares’ fourth quarter earnings call. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question and answer session.
If you would like to ask a question during this time, simply press star then the number one on your telephone keypad.